The standard rule is simple: if your zakatable wealth has been above the nisab threshold for one lunar (Hijri) year, you pay 2.5% of it. The nisab is the minimum level that makes zakat obligatory — traditionally the value of about 87.5 grams of gold or 612 grams of silver.
What counts as zakatable wealth? Cash, bank savings, gold and silver, stocks and investments, business inventory, and money owed to you — minus your immediate debts. Personal items like your home, car, and clothing are excluded. Add everything up, subtract what you owe, and take 2.5% of the remainder.
Calculate zakat in 3 steps
- Open the faymox Zakat Calculator.
- Enter your cash and savings, gold and silver, investments and business stock.
- Subtract your debts, and the calculator shows your zakat due at 2.5% instantly.
FAQ
What is the nisab?
The minimum wealth threshold for zakat, set as the value of roughly 87.5 g of gold or 612 g of silver. If your zakatable wealth stays above it for a full lunar year, zakat becomes due.
Which assets count toward zakat?
Cash, savings, gold, silver, shares, business stock, and money owed to you. Your home, car, furniture, and personal belongings are not zakatable. Debts are subtracted before calculating.
When is zakat due?
Once per lunar year, on the anniversary of the day your wealth first reached the nisab. Many people fix a date in the Hijri calendar so they never have to track it from scratch.